Flexible Pole Barn Financing
We offer several different partners to explore your financing options.
Build Now, Pay Over Time
A Sherman pole building is a long-term investment in your property — and the right financing makes it more accessible than you might think. We’ve partnered with trusted lenders who specialize in home improvement and construction financing, so you can find a payment plan that fits your situation.
Whether you’re building a residential garage, an agricultural storage facility, or a commercial structure, our lending partners offer flexible terms and competitive rates. Both options below allow you to check your rate without affecting your credit score — so there’s no risk in exploring your options.
Our Financing Partners
AFFILIATED MORTGAGE BROKER
Davis Monroe Financial
Davis Monroe Financial, LLC is a Minnesota-licensed mortgage broker (NMLS #2819740) offering residential purchase, refinance, and construction loan products. Sherman is affiliated with Davis Monroe Financial through common ownership — it is one of many lenders you may choose, and you are never required to use it.
- ✓Purchase, refinance, and construction loans
- ✓Minnesota-licensed mortgage broker (NMLS #2819740)
- ✓Works with a network of wholesale lender partners
- ✓Local team based in Mora, Minnesota
Affiliated Business Arrangement Disclosure
Affiliated Business Arrangement Disclosure: Sherman Lumber, Inc. (dba Sherman Buildings and Sherman Homes) and Davis Monroe Financial, LLC share common ownership. Because of this relationship, this referral may provide Sherman a financial or other benefit. You are NOT required to use Davis Monroe Financial as a condition for purchase, sale, or refinance of any property, or for obtaining any services from Sherman. There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services.
A MARKETPLACE OF TOP LENDERS
Acorn Finance
Acorn Finance brings lenders together to help you find rates that work for you, so you can choose without wait or worry. Get pre-qualified in minutes with no impact to your credit score.
- ✓Competitive rates from multiple lenders
- ✓No hard credit pull to check rates
- ✓Loan amounts from $1,000 to $100,000
- ✓Terms from 24 to 144 months
- ✓Fast online application
HOME IMPROVEMENT LOANS
HFS Finance
HFS Financial specializes in home improvement loans, making it easy to finance your next building project. Straightforward terms, fast approvals, and financing designed for projects like yours.
- ✓Unsecured home improvement loans
- ✓No collateral required
- ✓Fixed monthly payments
- ✓Quick approval decisions
- ✓Dedicated support team
This Affiliated Business Arrangement Disclosure is required by the Real Estate Settlement Procedures Act (RESPA), 12 U.S.C. § 2607(c)(4), and Regulation X, 12 C.F.R. § 1024.15.
Davis Monroe Financial, LLC | 2244 Highway 65, Mora, MN 55051 | (320) 200-5285 | kaitlin@mydmf.com | NMLS #2819740
Common Financing Questions
Do I need to choose a lender before contacting Sherman?
No — you can explore financing before or after reaching out to us for a quote. Many customers get pre-qualified first to understand their budget, then request a quote. Others request a quote first and then arrange financing. Either way works.
Can I finance the full cost of the building?
It depends on the lender and your credit profile. Both Acorn and HFS offer loan amounts that can cover all or most of a pole building project. We recommend checking your rate on both platforms to compare terms.
Will checking my rate affect my credit score?
Checking your rate with Acorn Finance does not trigger a hard credit pull, so it will not affect your score. HFS Finance also offers a simple application process — review their site for specific credit inquiry details.
Is there a minimum project size for financing?
Both lenders have different minimums. Acorn Finance starts at $1,000. Refer to each lender's application for current thresholds and eligibility requirements.
Since 1976
From Our Family to Yours
Sherman Buildings was founded by the Kelling family in 1976 and has spent 50 years building across Minnesota and the upper Midwest. Steve, Andrew, and Ed Kelling built this business on the belief that a quality building should be accessible to anyone who needs one — whether that’s a farmer adding grain storage, a homeowner wanting a new garage, or a business expanding their facility.
Partnering with Acorn Finance and HFS Finance is part of that commitment. We want your project to happen — and if financing helps make that possible, we’re glad to point you in the right direction.
Ready to Build?
Get a quote from Sherman, explore your financing options, and let’s get your project started. Our team is here to help every step of the way.